Attention homeowners in Frankford and Greenbrier County: Get an Appraisal today!

See the top 7 reasons why West Virginia homeowners call on Carney Appraisals:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
Challenge Greenbrier County's assessment of your property
Remove PMI to reduce a mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of West Virginia, when real estate property needs to be divided
Settle an estate in West Virginia by determining the true market value of a property


	Own a house in or near Frankford, West Virginia and need help deciding the value of it? Contact Carney Appraisals.

We at Carney Appraisals understand the unique needs of a consumer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. Being a consumer that probably doesn't look at appraisals on a regular basis, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Carney Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's market value, not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Challenge Greenbrier County's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that is going down or is not appreciating as much as other homes close to yours. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. Getting an appraisal report from Carney Appraisals is your number one weapon when contesting your property tax assessment.

Appraisals to cancel PMI

An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. Carney Appraisals is experienced in helping people just like you dismiss unneeded PMI insurance.

Recently got a freeze to your HELOC?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. Carney Appraisals can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned expert to double-check your appraisal for preciseness, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.